I can *almost* see some sort of partial debt forgiveness depending on your GPA (see below), career field, job placement, etc. Almost. But it'd be a slippery slope if the government starts attempting to pay off personal debt. Personal debt is the result of personal choices. If I had thought that the government was going to pay off my student loans, I would've went to a more expensive school. I knew I'd be saddled with loans on a (God-willing) teacher's salary, so I made the choices that reflected that fact.
Mortgages that are too high with too much interest or are upside-down are also a result of that student loan debt: people were buying houses 10 years ago that they couldn't afford, as soon as they got a real job, and then they have a too-high house payment on top of that student loan debt.
Because they've been busy paying off debt, they've been using credit cards. Is credit card debt forgiveness next?
To advertise "free" college is ridiculous. You can't promise that because someone. has. to. pay. for. it. There is no incentive to get yourself through college in 4 years, accruing as little debt as possible, if taxpayers are footing the bill. It's creating even more of an enabled population. I don't care if college is more expensive than it used to be; go to college for something you can actually use to get a job. If you major in English and hope to become a writer, that's your own fault. Major in English, become a teacher, and then become a writer. Find a job that will pay for your advanced degree if you want one.
We've become far too wishy-washy. I knew I wouldn't make a lot of money as a teacher. But I knew I'd be able to get a job eventually because it was an actual career path.
Higher education was never supposed to be free and accessible to all Americans. That's why you have to apply to college. Also, our public school system? Not great. I wouldn't use that as a jumping off point. Plus, it's not free. Taxpayers fund it and it differs from state to state and town to town and district to district. Also, maybe colleges should just stop paying their professors so much.
I'm telling no one to work their way through college. Even 15 years ago, I couldn't have done that and costs have only gone up.
I'm telling no one to "learn a trade". Sometimes college is the best option, not trade school.
I'm saying that if you want to go to college, go to college for something that will result in an actual job. You know, learn to code or something.
I also saw something that said 18 year olds are going to college because "all the neighbors' kids are" and that's why new adults don't jump into the real world right away. Going to college is safe and keeps you under your parents' umbrella for a few more years. I get it. I did this. I even lived at home during college in order to save money and I had virtually no living expenses. That was a choice I made because I understood that college was expensive and I didn't want to spend my life paying it off. It would've been much more fun, I'm sure, to live on campus. It was hard to justify when the campus was only 40 minutes away, though.
But I also graduated with tuition loan debt and it was paid off within four years because of the choices Scott and I made after getting married. Scott graduated with more debt that me. It was also paid off within four years. We need to teach 18 year olds to look for careers, not majors.
When I mentioned this to Scott, he said Yeah, I paid your college loans off. True. We used the extra salary he received (combat pay, hazardous duty pay, separation pay) from his 11 months in Afghanistan in 2012 to pay off all of our loan debt. Of course, that was a choice we made. We could've bought new cars or shiny things or taken multiple vacations or just squirreled it all away in a savings account...and we'd still, to this day, be paying off both of our student loans each month, dragging it out and making it as painful as possible.
If you really want to make a case for pseudo-free college, perhaps, after college is said, done, and graduated, those who made it through with a 3.75 GPA or higher could have a portion of their loans forgiven.
THAT is incentive. You need to have some sort of skin in the game. "Free" college isn't a good idea because it's not requiring anything of anyone and is holding no one accountable or responsible for their choices.
Also. College? Not a basic need. That's the type of misleading language that results in everyone going to college to major in whatever they feel like because they feel like they should.








